When it comes to short-term or on-demand work, you’ll often see two types of classifications: W-2 employee and 1099 independent contractor. Both can be great ways to earn money quickly, but they work differently — and knowing the difference can help you choose the best fit for your schedule, goals, and tax situation.
W-2 Short-Term Jobs
What it means: You’re hired as an employee (even if only for a week or a season) and your employer withholds taxes from your paycheck.
Examples in Philly:
- Seasonal retail cashier at King of Prussia Mall
- Event security staff at Lincoln Financial Field
- Temporary administrative assistant at a university
Pros:
- Taxes are automatically handled for you
- Eligible for overtime pay and certain benefits (depending on hours)
- More structure and predictable scheduling
Cons:
- Less flexibility — shifts are often set by the employer
- Usually need to fill out onboarding paperwork before starting
1099 Short-Term Jobs
What it means: You’re self-employed for that gig and the company pays you the full amount — no taxes withheld. You’re responsible for paying your own taxes later.
Examples in Philly:
- Driving for a delivery app
- Freelance photography for a weekend event
- Handyman work through a gig platform
Pros:
- More flexibility — choose your own hours and often set your own rates
- Ability to work for multiple clients at once
- Can deduct business-related expenses on your taxes
Cons:
- No taxes withheld — you must track and pay quarterly taxes yourself
- No overtime or employee benefits
- Income may be less predictable
Which One Should You Choose?
- Choose W-2 if you prefer stability, a guaranteed hourly wage, and having taxes handled automatically.
- Choose 1099 if you want maximum flexibility, the chance to set your own schedule, and don’t mind managing your own taxes.
Bottom Line: Both W-2 and 1099 jobs can be great for short-term or part-time work. The key is matching the job type to your priorities. With Cash Jobs Philly, you can find both — all in one place.
